Overview: Bank of America is one of the nation's largest originators of commercial loans. * All businesses are unique and are subject to approval and review. Who Business Blueprint is good for: This loan may suit smaller and young businesses that need access to a generous cash flow as they grow their operations. If your application is approved, and you add and verify your Funding primary account on or before, $250 will be deposited into the verified account.**.Apply for an American Express® Business Line of Credit between and at 11:59pm ET.You may also be eligible for a $250 welcome offer if you become an American Express® Business Line of Credit customer, which is a unique perk not found with many other lines of credit. Most traditional lenders require a much higher credit score, extensive business experience and hefty revenue to access a line of credit. Another reason this lender stands out among the rest is its accessibility. Why Business Blueprint is the best for lines of credit: Business Blueprint takes the hassle out of securing the cash you need with its seamless online application process. A fee is charged instead of interest each month there’s an outstanding balance it ranges from 3.00% to 9.00% on six-month terms, 6.00% to 18.00% on 12-month terms and 9.00% to 27.00% on 18-month terms. For 12- and 18-month loan terms, the minimum draw amount is $10,000. The minimum draw amount is $500 for three- and six-month loan terms if your balance is greater than $500 or $100 for three- and six-month loan terms if your balance is less than or equal to $500. Small business owners can access from $2,000 to $250,000 to keep operations running smoothly. Overview: Business Blueprint, formerly Kabbage, is a service from American Express offering lines of credit. In California, products are made or arranged pursuant to a California Financing Law License. Products offered by National Funding, LLC and affiliates are business products only. Application is subject to approval by the lender and is based on factors such as business type, time in business, annual sales, average business bank account balances, personal credit and other variables deemed relevant by the lender. Approved funding amount is based on eligibility. Rates and terms for business credit products are subject to underwriting guidelines, may be provided by third parties, and are subject to lender approval. This is not a guaranteed offer of credit.
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